Archive for the 'Building help' Category

Foundations

No question that a strong foundation  is pertinent to a well-built home… don’t take shortcuts on this stage!

Check out  www.hgtvpro.com best practices video center… in fact here is direct link to foundation related videos:  http://www.hgtvpro.com/hpro/pac_ctnt/text/0,2595,HPRO_20196_55073,00.html?c=487&videoid=70747

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On-Line Kitchen Design Assistance

How cool is this…

offered by HGTV-PRO… see the site here: http://onlinedesigner.hgtvpro.com/visualizerpro/GettingStarted.do?nl=HGPro_v172c_h1_kitchendesigntool

You must register for a FREE account.   With the designer program you can layout your kitchen, and choose your products!

Get Ready for SPRING Building!

The ripple effect.
 
In late 2007 we saw the subprime mortgage market (less than perfect credit and stated income etc) all but disappear…
–>causing the housing market inventory to rise
—>and halting new housing starts.
 
This in turn caused the following to happen in some areas:
Residential builders switching to the commercial sector;
Drastic cuts in home sale prices in order to move inventory;
Less demand on building costs
How does this affect YOU- the owner-builder?
 
While different areas of the country may experience different local challenges, I believe that NOW is a great time to move forward with your construction project!
 
Many subcontractors are itching for work –> lower labor costs for you!
Falling land prices –> we are in the TROUGH!
Building Material demand down –> softening demand means lower prices!*
Mortgage rates are at their lowest since the summer of 2005; Fixed Rate mortgages are averaging at 5.69%!
 
The National Association of Home Builders (NAHB) expect housing starts to start upward the third quarter of the year. Wouldn’t it benefit you to start now prior to local subs becoming busy again?
 
We have the lender programs available now to get you started; lock in with your construction-perm program now!   Note that under the one-time construction loan, you are obtaining two loans- the 12 month construction loan that modifies into a permanent 30 year mortgage.   You are qualified once, pay fees once, and you are guaranteed the final loan once you start your construction!
 
The process to obtain a construction-perm loan takes approximately 45 days.  The steps are:
 
1. Determine your program parameters; what are you building, what is land cost?  Does this fit within your qualifying ratios?
2. Complete a loan application and obtain a pre-approval
3. Support the information you gave on your loan application and obtain a full credit approval
4. Complete your budget and have your project appraised.
5. Complete final loan underwriting based on your credit approval, appraisal, budget.
6. BUILD!
 
Starting this process now will move you ahead of the pack- you could be breaking ground by MARCH!  
Our program allows you to build your own equity, but consider the market now… the down-swing of any market cycle is always followed by an up-swing… build your own home now and you will not only be building in sweat equity, but forthcoming real estate appreciation!
 
Contact me at 866-874-8926 toll-free (or via email)
to discuss your project further or lending parmaters;
I am anxious to get your ready for Spring Building!

 
You may also input your project details on my website at www.buildmaxrep.com.  Here also you will find a secure loan application form.
 
 
            *the cost to transport, ie. FUEL costs, is affecting some building material costs in some areas. 
Best advice… shop local, which also is a very green approach!

BUILDMAX Project Planning Guide

Just released, the new BUILDMAX Project Planning Guide which not only introduces and explains the owner-builder concept, but will help you step through all the stages of home building: DREAM, DESIGN, BID, BUILD.

Email me at cindy@buildmax.com and I will be happy to send you the introductory guide at no cost!

BUILDMAX Learning Center

Hello,

If you haven’t taken time to review the BuildMax Learning Center on the website, do so!

http://www.buildmax.com/help/default.asp

It covers the following:

  • Budgeting
    • Budget Estimating
    • Contingency Reserves
    • Moneysaving Tips on Building Materials
    • What are Hard Costs & Soft Costs?
  • Choosing Your Contractors
    • Choosing Your Contractor
    • Choosing a Heating & Cooling Contractor
    • Do you Need An Architect?
    • Getting a List of Building Materials
    • How to Hire a Plumber
    • How to Hire a Electrician
    • How to Spot an Unethical Contractor
    • Ten Questions to Ask a Contractor
    • What Should be Included in a Proposal From a Contractor?
  • Choosing Your Options
    • Balancing Wants vs. Needs When
    • Building a Home
    • Building a Green Home
    • Choosing the Best Countertops for Look & Durability
    • Choosing the Right Lighting for a Room
    • Choosing the Right Roofing Materials
    • Designing Your Own Home
    • Find the Right Lot to Build On
    • Finding the Right Home Design
    • Floor Tile
    • Gas vs Propane
    • Home Insulation
    • Interior Wood Stains
    • Is Your Site Buildable?
    • Log Home
    • Paint
    • Patio
    • Pros & Cons of Hardwood Floors
    • Septic
    • Siding
    • Solar Panels
    • Ten Reasons for Home Automation
    • What is the Best Paint for each Room?
    • What type of Foundation is Right for You?
    • Wood vs Steel Construction
    • Woodburning
  • Construction Loan Resource Center
    • Components of a Contruction Loan  Budget

    • Getting Pre-Qualified

    • How Will my Credit History Affect Getting a Construction Loan?

    • What is a Construction-to-Permanent Loan?

    • What is a No-Document Construction Loan?

  • General Owner Builder
    • Advantages of Being an Owner-Builder
    • REsources for Building Your Own HOme
    • Ten Questions to Ask Others Who Have Built Their Own Home
  • Insurance Articles
    • Do I Need Course of Construction Insurance?
    • Finding the Right Insurance Coverage for your Home
    • General Liability Insurance
    • Title Insurance
    • Workman’s Comp Insurance
  • Legal Articles
    • Builder’s Risk Policy
    • Contractor Licensing Agencies By State
    • Contractor Licensing State by State
    • How to Find Building Code
    • How to Find Zoning Requirements
    • How to Get a Building Permit
    • Should I Retain a Lawyer for my Home Project?
  • Scheduling Articles
    • Establishing a Home Building Schedule

WOW!

Please let us know how else we may help you!

10 things you must know

Sat in on a few of the “10 Things You Should Know” episodes, shown on DIY Network (YES, one of my favorite channels!), and these are WELL put together.

I watched the show about installing kitchen cabinets and also the one regarding painting… VERY good tips, from professionals!

The show must have been going on for some time, as on the DIY website, they have a list of 33 different topics!  see here: http://web.diynet.com/diy/web/searchResults?searchString=10+things

Going to the sites, you will find the show summarized with the 10 things, as well as pictures!  very cool.   They offer ‘web extras’ on many of the topics.

definitely a must see!